Most people miss out on a return on their spending, simply by using Debit cards, checks or some other method of payment that doesn’t yield a return.
People are afraid of credit card debt and high annual fees. Though with the right planning and the right cards in your wallet, you’ll always come out ahead.
I have $5400 in annual fees. Holding a total of 21 Credit Cards that give me rewards. Seems like a lot to most, but to me, each card holds a purpose.
I can get consistent returns in virtually every category of spending as well as random deals that can sometimes yield me free things.
Simply by making my day-to-day purchases on the right cards, I can PROFIT $2-3k per year back.
- Five of my cards give me free nights at Hilton, Marriott and Wyndham.
- Two of my cards give me airline credits, and subsidize Hulu and Disney Plus, among others.
- Four of my cards give lounge access, which in turn gives me free food and drink
- Other cards get me 6-8% back in their respective categories
- The benefit listing is quite long. Take a look at the max rewards link below for a full listing.
As long as there is a will, there will be a way. If you find your way, you’ll be able to travel for free (with the points you’ve earned) and get free stuff!
If you want to start your journey. I recommend checking the following links.
Chase Card Referral Links: https://www.referyourchasecard.com/21r/FRXOG4X6MD
Amex Referral Link – You can navigate through their cards from this link: https://myaz.tech/amexrefer
My Card Recommendations: https://myaz.tech/maxrewards (EDIT as of Nov 2024, the REFERRAL links do not work here, please do NOT use them)
Points Tracker: http://myaz.tech/awardwallet
Offer Tracker: https://myaz.tech/cardpointers
If you’d prefer to have someone do the work for you to help you save money on your purchases, we offer a concierge service to do just that.
Take a look at https://myaz.tech/concierge
Ready to make money on Bank churning without spending money? Start here.