Finance is a big thing we all need to stay on top of. Thankfully there are a couple different applications that can assist! Here are my favorites. Each of these sites are free and link to your bank accounts to track and analyze. Below are some cash back apps as well to help you maximize your money.
PersonalCapital.com – This one is aimed at a mix of investing with budgeting. Gives an overview of investments, holdings, budgets and net worth.
– Mint has a lot in common with PC, though there are some accounts it has integrated with better than PC. It also has the ability to track bills and pull your credit score. The graphs are pretty nice as well.
NerdWallet.com – Very similar to Mint, with an easier to use interface and some different metrics.
AskTrim.com – This one is a web interface as well as an automated assistant that integrates with Facebook messenger. It will try to negotiate lower bills for you, as well as provide budgeting, account alerts and more.
MeetCleo.com – Cleo is another automated assistant on Facebook Messenger. It seems to track bills a little better automatically, and give some nice daily-weekly updates. As with the others, it offers budgeting. With Cleo, you can ask questions about your finances such as “How much did I spend on Starbucks in July” and it will answer you.
Check out some of my favorite investing applications as well.
Betterment (click here)
– Want to invest and save but don’t have time to research the markets? Betterment may be for you! Betterment lets you set your risk for different goals you may have and it automatically invests for you. Fees are very low for it as well. 0.25% of the balance.
Wealthfront (click here)
– Wealthfront, like Betterment, automatically invests your money. Though it doesn’t do partial investments, and it has a single goal (with a single risk). It’s free up to $10k of managed funds. Then after that is the same price as Betterment.
Marcus Bank – Marcus bank has one of the highest savings rates and CD rates I’ve seen. 1.8% for a Money Market and 3.1% for a 6 year CD.
Robinhood (click here)
– Robninhood is a free trading app that allows you to trade stocks without any fees at all. They also have the ability to trade on credit.
Here are some cash back and discount apps.
MyFuelRewards (click here) – This app links to your current credit card and saves you up to 35 cents per gallon at shell. It definitely adds up.
) – Ebates gives you a cash back percentage, from 1% all the way to 25% or higher on some stores. Virtually every store I’ve ever used is on the site.
) – Dosh links to your card and automatically gives you cash back at places you already shop.
) – Just like Dosh, it links to your cards and automatically gives you cash back.
Get cash back on a plethora of items by uploading your receipt. They also give a $10 bonus when you reach $10 in cash back.
Fetch Rewards (referral code KT5PC) – Fetch is like Ibotta, but doesn’t require you to select items before scanning your receipt. It automatically finds items you can get points for!
) – This one is pretty cool because you don’t even have to spend money to get cash back (gift cards for Amazon, Target, etc). You can get kicks for walking into stores, scanning items or for purchases.
) – Honey is a Chrome extension that finds coupons for the site you’re on and saves you money. It also gives cash back on some sites.
Mobile Performance Meter
) – The mobile performance meter is an app that runs on your phone to collect anonymous usage data for advertising (no you don’t get any ads or spam). It pays you points per day. You can also gain points by doing a monthly survey or inviting friends. Points can be redeemed for gift cards.